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FHA loans in Marietta, GA

Quick answer

The 2026 FHA loan limit in Marietta, GA (Cobb County) is $718,750 for a single-family home, enough for a purchase price up to about $744,000 with 3.5% down. On the $401,100 median home value, that down payment is about $14,039 and the estimated payment is $3,269/month at 7.18%, which needs roughly $141,000 a year in income.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsData last updated

Median household income: $70,086; value-to-income ratio 5.72. Marietta ranks 22 by home value and 14 by population among 113 places in our GA dataset.

What does an FHA loan cost on a typical Marietta home?

ItemMarietta
Median home value (Census ACS)$401,100
Georgia median home value$272,900
Down payment (3.5%)$14,039
Loan incl. 1.75% upfront MIP$393,835
Estimated monthly payment (PITI + MI)$3,269
Income needed (28% / 36%)$141,000 / $109,000
Cobb County 2026 FHA limit (1 unit)$718,750
Max purchase price at the limit$744,000

Rate assumption: 7.18% (Freddie Mac PMMS 30-year fixed average, week of November 5, 2026). Change it in the payment calculator.

Payment includes Georgia's 0.81% effective property tax rate (Census ACS), $1,828/yr homeowners insurance (NAIC state average) and 0.55% annual FHA MIP.

What is the 2026 FHA loan limit in Marietta?

Marietta is in Cobb County where HUD's 2026 one-unit FHA limit is $718,750. With the minimum 3.5% down, that caps the purchase price at about $744,000; above that you'd need a bigger down payment or a conventional loan (conforming limit $832,750).

The Marietta median home value of $401,100 is 47% above the Georgia median, and within what the county limit supports.

Which down payment assistance programs can Marietta buyers use?

No applicable programs have been verified for this city yet. Check the state housing finance agency for current assistance.

FHA loans in nearby cities

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FHA loan FAQs for Marietta

Marietta is in Cobb County, where HUD's 2026 FHA limit for a one-unit home is $718,750. With 3.5% down, that supports a purchase price up to about $744,000.

3.5% of $401,100 is about $14,039 with a 580+ credit score (10%, or $40,110, with a 500–579 score), plus closing costs.

At the $401,100 median value (above the Georgia median of $272,900), the estimated payment of $3,269/month at 7.18% needs about $141,000 a year under the 28% housing guideline, or $109,000 if your total debts stay under 36%.

0 city-level, 0 county-level and 0 statewide programs are verified for this city (0 total). Check each official administrator's eligibility rules and available funds.

Sources

Data last updated October 23, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.