Eligibility notes
Office of Housing funds via partner organizations and lenders (HomeSight low-interest loan up to $70,000; Parkview low-interest deferred second up to $110,000 layered); loan terms vary by partner; first-time or no ownership in 3 years (displaced homemakers exempt); 2026-2027 homeownership income limits published by Office of Housing.
Where does Office of Housing Down Payment Assistance apply?
This city-level program is available to buyers in Seattle. Cities on our site where it applies:
| Detail | Program terms |
|---|---|
| Assistance | Up to a maximum of $76,000 per household |
| Type | Deferred-payment loan |
| Minimum credit | Not published on the program page |
| First-time buyer | Required |
| Income limits | 80% AMI |
How does Office of Housing Down Payment Assistance work with an FHA loan?
Washington's 2026 FHA one-unit limits start at $541,287, which supports a price of about $560,000 with 3.5% down.
Where do I confirm current terms?
On the official page: https://seattle.gov/housing/renters/buy-a-home. Programs can pause when funds run out, so confirm availability with a participating lender.
Frequently asked questions
Sources
- City of Seattle Office of Housing; delivered through HomeSight, Habitat for Humanity Seattle-King County, Homestead Community Land Trust, Parkview Services — Office of Housing Down Payment Assistance (official page, verified October 25, 2026)
- HUD — 2026 FHA limits
Data last updated October 25, 2026.
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Get My MatchesFigures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.