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Travis County HOME Downpayment Assistance (DPA) Program

Quick answer

Travis County HOME Downpayment Assistance (DPA) Program is a Texas down payment assistance program from Travis County Health and Human Services (HUD HOME funds); applications via Frameworks CDC. It provides Up to $75,000 as a forgivable loan. Eligibility, income limits and funding are set by the agency, so confirm current terms on its official page.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast verified

Eligibility notes

Forgivable second loan with 5/10/15-year affordability period depending on amount; not limited to first-time buyers; City of Austin excluded; eligible area is unincorporated Travis County plus Bee Cave, Creedmoor, Lago Vista, Lakeway, Manor, San Leanna, Sunset Valley, Webberville, West Lake Hills (participating city list as of June 2026 per county flyer); contact Frameworks CDC (512) 385-1500.

Where does Travis County HOME Downpayment Assistance (DPA) Program apply?

This county-level program is available to buyers in Travis County (parts of the county — see eligibility notes). Cities on our site where it applies:

DetailProgram terms
AssistanceUp to $75,000
TypeForgivable loan
Minimum creditNot published on the program page
First-time buyerNot required
Income limits50% to 80% AMI

How does Travis County HOME Downpayment Assistance (DPA) Program work with an FHA loan?

Texas's 2026 FHA one-unit limits start at $541,287, which supports a price of about $560,000 with 3.5% down.

Where do I confirm current terms?

On the official page: https://www.traviscountytx.gov/images/health_human_services/Docs/cdbg/DPA_FAQs.pdf. Programs can pause when funds run out, so confirm availability with a participating lender.

← All Texas down payment assistance programs

Frequently asked questions

Up to $75,000, according to Travis County Health and Human Services (HUD HOME funds); applications via Frameworks CDC.

It's a forgivable loan: forgiven if you meet the occupancy period, otherwise repaid.

50% to 80% AMI

Sources

Data last updated October 25, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.