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Purchase Mortgage Loan

DHAP Anti-Displacement

Quick answer

DHAP Anti-Displacement is a Texas down payment assistance program from City of Dallas Department of Housing and Community Development; managed by BCL of Texas. It provides $50,000 as a forgivable loan. Eligibility, income limits and funding are set by the agency, so confirm current terms on its official page.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast verified

Eligibility notes

Extension of DHAP listed as open; assistance based on need; same interest-free forgivable second-lien structure. (Targeted Occupations extension is closed and excluded.)

Where does DHAP Anti-Displacement apply?

This city-level program is available to buyers in Dallas. Cities on our site where it applies:

DetailProgram terms
Assistance$50,000
TypeForgivable loan
Minimum creditNot published on the program page
First-time buyerSee official page
Income limits50% to 120% AMI

How does DHAP Anti-Displacement work with an FHA loan?

Texas's 2026 FHA one-unit limits start at $541,287, which supports a price of about $560,000 with 3.5% down.

Where do I confirm current terms?

On the official page: https://dallascityhall.com/departments/housing-and-homelessness/Pages/Dallas-Homebuyer-Assistance-Program-DHAP.aspx. Programs can pause when funds run out, so confirm availability with a participating lender.

← All Texas down payment assistance programs

Frequently asked questions

$50,000, according to City of Dallas Department of Housing and Community Development; managed by BCL of Texas.

It's a forgivable loan: forgiven if you meet the occupancy period, otherwise repaid.

50% to 120% AMI

Sources

Data last updated October 25, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.