Eligibility notes
Deferred, subordinated loan; page says buyers must be income qualified. County press release 09/15/2025 confirms availability. Also covers City of Parma program.
Where does Cuyahoga County Down Payment Assistance Program apply?
This county-level program is available to buyers in Cuyahoga County. Cities on our site where it applies:
- Down payment assistance in Cleveland
- Down payment assistance in Parma
- Down payment assistance in Lakewood
- Down payment assistance in Euclid
- Down payment assistance in Strongsville
- Down payment assistance in Cleveland Heights
- Down payment assistance in Westlake
- Down payment assistance in North Olmsted
- Down payment assistance in North Royalton
- Down payment assistance in Garfield Heights
- Down payment assistance in Shaker Heights
- Down payment assistance in Solon
- Down payment assistance in Maple Heights
- Down payment assistance in South Euclid
- Down payment assistance in Rocky River
- Down payment assistance in Parma Heights
- Down payment assistance in Mayfield Heights
- Down payment assistance in Broadview Heights
- Down payment assistance in Brook Park
- Down payment assistance in Berea
- Down payment assistance in Fairview Park
- Down payment assistance in Bay Village
- Down payment assistance in Middleburg Heights
- Down payment assistance in Lyndhurst
- Down payment assistance in Beachwood
- Down payment assistance in East Cleveland
- Down payment assistance in Brecksville
- Down payment assistance in Warrensville Heights
- Down payment assistance in University Heights
- Down payment assistance in Bedford
- Down payment assistance in Seven Hills
- Down payment assistance in Brooklyn
- Down payment assistance in Bedford Heights
- Down payment assistance in Richmond Heights
| Detail | Program terms |
|---|---|
| Assistance | Up to 10% of purchase price or up to $20,900 |
| Type | Deferred-payment loan |
| Minimum credit | Not published on the program page |
| First-time buyer | See official page |
| Income limits | not stated |
How does Cuyahoga County Down Payment Assistance Program work with an FHA loan?
Ohio's 2026 FHA one-unit limits start at $541,287, which supports a price of about $560,000 with 3.5% down.
Where do I confirm current terms?
On the official page: https://cuyahogacounty.gov/development/residents/down-payment-assistance-program. Programs can pause when funds run out, so confirm availability with a participating lender.
Frequently asked questions
Sources
- Cuyahoga County (administered by Believe Mortgage / CHN Housing Partners) — Cuyahoga County Down Payment Assistance Program (official page, verified October 25, 2026)
- HUD — 2026 FHA limits
Data last updated October 25, 2026.
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