Eligibility notes
Excludes City of Winston-Salem and Town of Walkertown (no Winston-Salem city program found). Funds available for 2026 budget period; 0% deferred 30-year terms per county DPA grid (rev. 9/2024).
Where does Forsyth County Affordable Home Ownership Program (AHOP) apply?
This county-level program is available to buyers in Forsyth County (parts of the county — see eligibility notes). Cities on our site where it applies:
- Down payment assistance in Kernersville
- Down payment assistance in Clemmons
- Down payment assistance in Lewisville
| Detail | Program terms |
|---|---|
| Assistance | $40,000 per buyer |
| Type | Deferred-payment loan |
| Minimum credit | Not published on the program page |
| First-time buyer | See official page |
| Income limits | Up to 80% AMI |
How does Forsyth County Affordable Home Ownership Program (AHOP) work with an FHA loan?
North Carolina's 2026 FHA one-unit limits start at $541,287, which supports a price of about $560,000 with 3.5% down.
Where do I confirm current terms?
On the official page: https://forsyth.cc/housing/CEDHomebuyers.aspx. Programs can pause when funds run out, so confirm availability with a participating lender.
Frequently asked questions
Sources
- Forsyth County Community and Economic Development — Forsyth County Affordable Home Ownership Program (AHOP) (official page, verified October 25, 2026)
- HUD — 2026 FHA limits
Data last updated October 25, 2026.
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