Inheritance Fund (Rondo and West Side Flats) (MN): Amount, Requirements & How to Apply

Inheritance Fund (Rondo and West Side Flats)

Quick answer

Inheritance Fund (Rondo and West Side Flats) is a Minnesota down payment assistance program from City of Saint Paul Planning and Economic Development. It provides Up to $110,000 ($50,000-$100,000 plus $10,000 for purchases in historic Rondo/West Side) as a deferred-payment loan. Eligibility, income limits and funding are set by the agency, so confirm current terms on its official page.

Eligibility notes

Limited to descendants of families displaced by I-94/urban renewal in Rondo or the Riverview project in West Side Flats; extra $10,000 for first-generation buyers. West Side Flats available starting 2025; page edited 9/22/2026. Citywide DPA program is closed.

Where does Inheritance Fund (Rondo and West Side Flats) apply?

This city-level program is available to buyers in Saint Paul. Cities on our site where it applies:

Down payment assistance in Saint Paul

Detail	Program terms
Assistance	Up to $110,000 ($50,000-$100,000 plus $10,000 for purchases in historic Rondo/West Side)
Type	Deferred-payment loan
Minimum credit	Not published on the program page
First-time buyer	Not required
Income limits	Below 100% AMI ($50,000) / below 80% AMI (up to $90,000)

How does Inheritance Fund (Rondo and West Side Flats) work with an FHA loan?

Minnesota's 2026 FHA one-unit limits start at $541,287, which supports a price of about $560,000 with 3.5% down.

Where do I confirm current terms?

On the official page: https://stpaul.gov/inheritance-fund. Programs can pause when funds run out, so confirm availability with a participating lender.

← All Minnesota down payment assistance programs

Frequently asked questions

Up to $110,000 ($50,000-$100,000 plus $10,000 for purchases in historic Rondo/West Side), according to City of Saint Paul Planning and Economic Development.

It's a deferred loan — no monthly payments, repaid when you sell, refinance or pay off the first mortgage.

Below 100% AMI ($50,000) / below 80% AMI (up to $90,000)

Sources

Data last updated October 25, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.