Live Near Your Work (MD): Amount, Requirements & How to Apply

Live Near Your Work

Quick answer

Live Near Your Work is a Maryland down payment assistance program from Baltimore City Department of Housing & Community Development (DHCD) with participating employers. It provides $2,000-$5,000+ total, depending on employer (City match $1,000-$2,500) as a grant (no repayment). Eligibility, income limits and funding are set by the agency, so confirm current terms on its official page.

Eligibility notes

Grant for buying near a participating employer's workplace; 83 remaining as of 10/19/2026.

Where does Live Near Your Work apply?

This city-level program is available to buyers in Baltimore. Cities on our site where it applies:

Down payment assistance in Baltimore

Detail	Program terms
Assistance	$2,000-$5,000+ total, depending on employer (City match $1,000-$2,500)
Type	Grant (no repayment)
Minimum credit	Not published on the program page
First-time buyer	See official page
Income limits	not stated

How does Live Near Your Work work with an FHA loan?

Maryland's 2026 FHA one-unit limits start at $541,287, which supports a price of about $560,000 with 3.5% down.

Where do I confirm current terms?

On the official page: https://www.baltimorecity.gov/dhcd/homeownership-incentives. Programs can pause when funds run out, so confirm availability with a participating lender.

← All Maryland down payment assistance programs

Frequently asked questions

$2,000-$5,000+ total, depending on employer (City match $1,000-$2,500), according to Baltimore City Department of Housing & Community Development (DHCD) with participating employers.

No — it's a grant.

not stated

Sources

Data last updated October 25, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.