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Purchase Mortgage Loan

First-Time Homebuyer Program (My Anaheim Home)

Quick answer

First-Time Homebuyer Program (My Anaheim Home) is a California down payment assistance program from City of Anaheim. It provides $50,000 as a deferred-payment loan. It is aimed at first-time buyers. Eligibility, income limits and funding are set by the agency, so confirm current terms on its official page.

By Purchase Mortgage Loan Editorial Team Checked against official sources per our editorial standardsLast verified

Eligibility notes

30-year deferred loan, 1% simple interest, no monthly payments; must not have owned a home in last 3 years. $5M allocated by City Council May 2025 (https://www.anaheim.gov/CivicAlerts.asp?AID=3097).

Where does First-Time Homebuyer Program (My Anaheim Home) apply?

This city-level program is available to buyers in Anaheim. Cities on our site where it applies:

DetailProgram terms
Assistance$50,000
TypeDeferred-payment loan
Minimum creditNot published on the program page
First-time buyerRequired
Income limitsEarning $200,000 or less (per City news release May 2025); program page says income limits apply

How does First-Time Homebuyer Program (My Anaheim Home) work with an FHA loan?

California's 2026 FHA one-unit limits start at $541,287, which supports a price of about $560,000 with 3.5% down.

Where do I confirm current terms?

On the official page: https://www.anaheim.gov/6695/First-Time-Homebuyer-Program. Programs can pause when funds run out, so confirm availability with a participating lender.

← All California down payment assistance programs

Frequently asked questions

$50,000, according to City of Anaheim.

It's a deferred loan — no monthly payments, repaid when you sell, refinance or pay off the first mortgage.

Earning $200,000 or less (per City news release May 2025); program page says income limits apply

Sources

Data last updated October 25, 2026.

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Figures on this page are estimates for educational purposes only and are not a loan offer or commitment to lend. Rates, loan limits, fees and assistance programs change frequently and vary by lender, location and borrower profile. Confirm current terms with a licensed loan officer.